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	<title>Stephen Sutherland Article</title>
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    <description>Latest articles from investment expert Stephen Sutherland.</description>
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    <dc:creator>siobhancurham@yahoo.co.uk</dc:creator>
    <dc:rights>Copyright 2009</dc:rights>
    <dc:date>2009-09-03T08:00:37+00:00</dc:date>
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	<item>
		<title>Follow the Signs and Make Millions From a New Bull Market &#45; Part 2 of 2</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/follow_the_signs_and_make_millions_from_a_new_bull_market_-_part_2_of_2/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/follow_the_signs_and_make_millions_from_a_new_bull_market_-_part_2_of_2/</guid>
		<description><![CDATA[<p><strong>How Evidence of a New Bull Market Could Help You Make Millions</strong></p>

<p>As you are aware, in my book; <i>Liquid Millionaire</i>, I highlight an investment opportunity of a lifetime. To remind you, because the market has not made any price progress for over 10 years, it&#8217;s probably due a move.</p>

<p>To be able to profit from this opportunity it is good to know whether the market is healthy or unhealthy and, if it is healthy, what sectors the smart investors are investing in - so that you can do the same.</p>

<p>In <a href="http://www.stephensutherland.com/index.php/articles/article/follow_the_signs_and_make_millions_from_a_new_bull_market_-_part_1_of_2/" title="Part 1">Part 1</a> of this series I showed you a twelve month chart of the Nasdaq Composite and how it has made a remarkable gain of 58% in just 21 weeks. Today, I would like to share with you how my own portfolio is showing similar clues that the new bull market may have already begun and how you could personally benefit from this exciting development.
</p> <p><strong>Portfolio vs. Market Performance</strong></p>

<p>Portfolio performance versus the market performance is a great indicator of how healthy the market really is.</p>

<p>And with that in mind, my ISA portfolio found a bottom on Tuesday 28th October 2008 and not 9th March 2009, which, as I detailed in my last article, is when the market found a new low.</p>

<p>This point is very important to understand. It means that because the investment funds that I own hold the market&#8217;s leading stocks (because by using my unique market screening tool HIRE CAR I always get my money into where the big money is flowing), when my account &#8216;&#8216;bottom outs&#8217;&#8217; before the market, it sends a very positive signal - a big clue if you will - that the market is much stronger under the surface than many would have you believe.</p>

<p>My account bottoms out earlier than the market because when you are holding the market&#8217;s best stocks (through investing in the best of the best funds), these stocks lead the market higher and eventually the rest of the market catches on.</p>

<p>And so because my portfolio was &#8216;&#8216;beating the market&#8217;&#8217; and doing so well, it was no surprise that eventually the general market had to play catch up and rally as strongly as it did from March to July.</p>

<p>To give you an example of how much my portfolio has beaten the market, over a recent 9 month period (28th Oct 2008 to 28th Aug 2009) I made a tax-free gain of 66.3%. That&#8217;s not bad when compared to the FTSE 100&#8217;s pretty lame 16.8%. And as I said before, whenever my portfolio beats the market by so much, it means that there is serious underlying strength in the market.</p>

<p>So where do we go from here?</p>

<p><img src="http://www.stephensutherland.com/images/uploads/Image_3_sat_5th.png" alt="" width="541" height="360" /></p>

<p>The good news is that when you look at a weekly chart of the Nasdaq Composite, you can see that it recently broke out of a cup-with handle base pattern (Point D). If the Nasdaq can remain above its pivot point (Point E), it would send even more positive vibes to say that all is well.</p>

<p>I&#8217;d also like to see the Nasdaq remain above its 50 day moving average (Point F).</p>

<p>And so to summarise, the market is very strong right now and since early March, it has generated a lot of momentum.</p>

<p>If you would like to find out more about how you can take full advantage of the once in a life time opportunity that the stock market is currently offering, please <a href="http://www.stephensutherland.com/index.php/contact/" title="contact">contact</a> a member of my team for a chat. You have my word that there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>

<p>
</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-09-03T08:00:37+00:00</dc:date>
	</item>
	
	<item>
		<title>Follow the Signs and Make Millions From a New Bull Market &#45; Part 1 of 2</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/follow_the_signs_and_make_millions_from_a_new_bull_market_-_part_1_of_2/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/follow_the_signs_and_make_millions_from_a_new_bull_market_-_part_1_of_2/</guid>
		<description><![CDATA[<p><strong>How Evidence of a New Bull Market Could Help You Make Millions</strong></p>

<p>As you are aware, in my book; <i>Liquid Millionaire</i>, I highlight an investment opportunity of a lifetime. To remind you, because the market has not made any price progress for over 10 years, it&#8217;s probably due a move.</p>

<p>To be able to profit from this opportunity it is good to know whether the market is healthy or unhealthy and, if it is healthy, what sectors the smart investors are investing in - so that you can do the same.</p>

<p>Today, in the first of a two part series of articles, I want to share with you why I am so excited about the current market climate and how it could benefit you.</p>

 <p><strong>New Bull Market</strong></p>

<p>The exciting thing is that the move may have just begun, as it appears to me that right now we are in the early stages of a new bull market.</p>

<p>Let&#8217;s first take a look at a twelve month chart of the Nasdaq Composite.</p>

<p><br />
<img src="http://www.stephensutherland.com/images/uploads/Image_2_blog_fri_7th.png" alt="" width="539" height="360" /></p>

<p>The bear market correction that started in 2007 almost ended with a very heavy sell off from the 5th November to the 20th November. In just twelve trading sessions, it corrected a horrible 26.2% (Point A) - proving how treacherous the market can be. The very best investment funds in that short two week period of time would have corrected as much as 50% or even more!&nbsp; </p>

<p>After that awful sell off, most investors thought that the worst was over, but the market needed to shake out the most stubborn of investors by rolling over and making yet another new low which happened on the 9th of March this year (Point B).</p>

<p>But since then, this world leading index has rallied and rallied strong. In just 21 weeks (Point C), it&#8217;s made a remarkable gain of 58%.</p>

<p>However, making such a gain in such a short period of time is no guarantee that we are in the early stages of a new bull market. Other things need to be considered. </p>

<p><strong>Portfolio Performance vs. Market Performance</strong></p>

<p>Portfolio performance versus the market is a great indicator of how healthy the market is.</p>

<p>In Part 2 of this series I will share with you some very exciting news about my own portfolio and how its performance over recent months is sending out a huge clue that right now the market is a lot stronger than many would have you believe.</p>

<p>Until then, if you would like to find out more about the investment opportunity of a life time that the stock market is currently providing you with please <a href="http://www.isaco.co.uk/content/liquid_ebook/?r=blog" title="click here">click here</a> for a FREE sneak preview of my book, <i>Liquid Millionaire</i>.</p>

<p>I hope you are excited by what you discover.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>

]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-08-27T10:22:47+00:00</dc:date>
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	<item>
		<title>Become Financially Free and Extend Your Life by Setting an Ultimate Goal</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/become_financially_free_and_extend_your_life_by_setting_an_ultimate_goal/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/become_financially_free_and_extend_your_life_by_setting_an_ultimate_goal/</guid>
		<description><![CDATA[<p><strong>How Goal Setting Can Lead to Financial Freedom</strong></p>

<p><a href="http://www.stephensutherland.com/index.php/blog/entry/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_1_of_2/" title="Recently">Recently</a> on this website I gave you a formula for becoming a &#8216;liquid&#8217; millionaire using ISA Trend Investing. </p>

<p>I also told you how it is possible to turn your first million into &#163;75 million if you make it a goal to become a centenarian (someone who lives to be 100).</p>

<p>And in my <a href="http://www.stephensutherland.com/index.php/blog/entry/become_a_liquid_millionaire_with_isa_trend_investing_and_the_power_of_belie/" title="previous blog ">previous article </a>I talked about the power of beliefs when it came to life expectancy.</p>

<p>Today I want to share with you what I consider to be another big factor in living longer and at the same time maximizing your probability of financial success.</p>

 <p><strong>Do You Have an Ultimate Goal in Life?</strong></p>

<p>I like to refer to this other factor in living longer as your Ultimate Goal in Life.</p>

<p>My brother Paul and I have learned that if you want to live and experience an extraordinary life, it is a wise idea to have a big challenging life goal, something that you are intensely passionate about, a goal that fills you with excitement. </p>

<p>Apparently, the best ultimate goals are ones that get you to stretch and grow into the person you are truly capable of becoming. This ultimate goal is what bestselling author Napoleon Hill referred to as your <i>Major Definite Purpose</i>.</p>

<p>To help a person attain true peace of mind, their ultimate goal ideally needs to be a double win situation. </p>

<p>Here is a personal example to explain exactly what I mean. </p>

<p><strong>Stephen and Paul&#8217;s Ultimate Goal</strong></p>

<p>Our ultimate goal is to build a foundation that provides Super Schools for deserving individuals.</p>

<p>The schools will provide world-class education.</p>

<p>The schools will be unique. The education taught will be a combination of traditional subjects and ones which are not normally covered by the current school curriculum. We refer to these subjects as life skills.</p>

<p>The life skills taught cover subjects such as &#8220;Cognitive Psychology&#8221;, &#8220;The Self Concept, The Self Ideal and The Self Image&#8221;, &#8220;The Power of the Subconscious Mind&#8221;, &#8220;Choice Theory&#8221;, &#8220;Success&#8221;, &#8220;How to Win in Life&#8221;, &#8220;Thinking&#8221;, &#8220;How to Negotiate&#8221;, &#8220;Achievement&#8221;, &#8220;Accelerated Learning Techniques&#8221;, &#8220;Leadership&#8221;, &#8220;Goal Setting&#8221;, &#8220;How to Increase Your Confidence and Self-Esteem&#8221;, &#8220;Happiness&#8221;, &#8220;Wealth Building&#8221;, &#8220;Influence and Persuasion&#8221;, &#8220;Sales and Marketing&#8221;, &#8220;Secrets to Effective Communication&#8221;, &#8220;Problem Solving&#8221;, &#8220;Health, Wellbeing and Life Extension&#8221;, &#8220;Multiple Intelligences&#8221; and &#8220;Business-Building.&#8221; </p>

<p>The goal of the school is to produce leaders, experts and authorities in every conceivable field known to man. This in turn helps to make a huge contribution to our planet.</p>

<p>So there you have it. That is our Ultimate Goal.</p>

<p><strong>What is Your Ultimate Goal?</strong></p>

<p>Do you like the idea of having an Ultimate Goal in Life?</p>

<p>If you do, what is yours going to be?</p>

<p>If you would like to find out more about how ISA Trend Investing can help you to achieve your goals, financial and otherwise, please <a href="http://www.isaco.co.uk/content/liquid_ebook/?r=blog" title="click here">click here</a> for a FREE sneak preview of my book <i>Liquid Millionaire</i>, which talks about all of the issues discussed in this article in much more detail.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>

<p>
</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-08-14T08:00:14+00:00</dc:date>
	</item>
	
	<item>
		<title>Become a Liquid Millionaire with ISA Trend Investing and the Power of Belief</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/become_a_liquid_millionaire_with_isa_trend_investing_and_the_power_of_belie/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/become_a_liquid_millionaire_with_isa_trend_investing_and_the_power_of_belie/</guid>
		<description><![CDATA[<p><strong>Become a Liquid Millionaire by Maximising Your Beliefs on Life Expectancy</strong></p>

<p>In a <a href="http://www.stephensutherland.com/index.php/blog/entry/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_2_of_2/" title="recent blog ">recent article </a>I gave you a formula for becoming a &#8216;liquid&#8217; millionaire using ISA Trend Investing. </p>

<p>I also told you how it is possible to turn your first million into &#163;75 million if you make it a goal to become a centenarian (someone who lives to be 100).</p>

<p>Today I want to show you, using a case study, how important the power of belief is when it comes to setting a goal like this.</p>

 <p><strong>The Negative Power of Life Expectancy</strong></p>

<p>In order to demonstrate how important a person&#8217;s beliefs are when it comes to life expectancy I am going to use my gran, Ivy Sutherland as a case study. </p>

<p>Ivy was born in 1915, which tells you that in 2008, when she very peacefully passed on, she was 93. In the year she was born, life expectancy was just 54.</p>

<p>When my gran was born, there is no way that her parents would have believed that she was going to live past 90, as that would have been 66.7% more than the life expectancy prediction.</p>

<p>It would be like saying that a child born today is going to live until they are 143.&nbsp; People just would not be able to get their heads around it. </p>

<p>Can you imagine somebody telling my gran&#8217;s parents that she was going to live past 90 when at that time life expectancy was 54? People would think that they were crazy to make such a claim. </p>

<p><strong>Be Careful About What People Tell You</strong></p>

<p>Now let&#8217;s move on a little in time. By the time Gran was 35 (in 1950) life expectancy for women had risen to 71.</p>

<p>Had Gran listened to and believed the life expectancy statistics of 1950 (when she was 35) she may, because of the power of belief, have passed on around 1986 instead of in 2008, 22 years later. </p>

<p>One reason why we should not pay too much attention to the current life expectancy figures is because if we set in our minds on a certain age that we believe we are going to live to, we might pop our clogs prematurely&#8211;simply because we believe that the end is near.</p>

<p><strong>What Is Your Personal Life Expectancy?</strong></p>

<p>What age do you expect to live to?</p>

<p>Maybe it&#8217;s time you let go of any limiting beliefs regarding life expectancy and began to plan for a prosperous and exciting old age.</p>

<p>Next time, I am going to talk about another important feature in living longer and maximising your probability of financial success &#8211; your Ultimate Goal in Life.</p>

<p>But in the meantime, if you have any questions regarding how it is possible to turn your first million into as much as &#163;75 million with ISA Trend Investing then please do not hesitate to <a href="http://www.stephensutherland.com/index.php/contact/" title="contact ">contact </a>one of my team for a chat. As always you have my word there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>

<p>
</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-08-07T08:00:52+00:00</dc:date>
	</item>
	
	<item>
		<title>ISA Trend Investing + Healthy Life Style = Tax&#45;Free Millions</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/isa_trend_investing_healthy_life_style_tax-free_millions/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/isa_trend_investing_healthy_life_style_tax-free_millions/</guid>
		<description><![CDATA[<p><strong>How ISA Trend Investing and Longer Life Expectancy Can Help You Make Millions</strong></p>

<p>In a <a href="http://www.stephensutherland.com/index.php/blog/entry/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_2_of_2/" title="recent blog">recent article</a> I shared with you a formula for becoming a liquid millionaire through ISA Trend Investing. I also talked about how it is possible to turn your first million into &#163;75 million by making it a goal to become a centenarian (someone who lives to 100).</p>

<p>The exciting thing is that we all seem to have a relatively high level of control over what age we are going to live to. It is all about cause and effect or as some people put it, sowing and reaping. This means that if you are smart and make a decision that you are going to live a very long life, you can not only enjoy the journey, you can also relish the many decades that follow after you hit your main financial target. </p>

 <p><strong>The Power of Choice</strong></p>

<p>I really do believe that we can almost choose how long we want to live. I say this because every single one of us has the power of choice. We can decide how we want to live. I know that this is common sense but it is good to remind ourselves that on the one hand a person can choose to take good care of themselves by eating the right foods, exercising regularly, resting as appropriate etc &#8211; or they can choose to neglect their bodies. One course of action will help and the other will hurt.</p>

<p>If a person can start to think longer term they would probably start to make better decisions in the present.</p>

<p>Have you decided how long you want to live for?</p>

<p><strong>How to Increase Your Life Expectancy</strong></p>

<p>As you&#8217;ve probably gathered, I am a very big believer in the laws of probability and although it is hard to guarantee things one hundred percent, I think that all of us can put the odds of success on our side if we want to. This leads us very nicely into the subject of life expectancy. Many articles nowadays are telling us that we are living longer. When you see these write-ups in the newspaper, even though I see living longer as a positive, the media almost always seem to put a negative slant on it, stating that because we are living longer, people don&#8217;t and won&#8217;t have enough cash to cope. Living longer and not having enough money could therefore cause a lot of pain. </p>

<p>That future pain of course could be avoided by some simple financial planning. The positive side to everybody living longer is the fact that when you get your finances in order, you can then enjoy the lifestyle that you have worked so hard to create. I recently did some research on life expectancy and discovered that in 1900, it was only 47.</p>

<p>More recent data from the continuous mortality investigation shows the annual increase in life expectancy of a 65 year old male from 1985 to 2005 was 2%. The statistics showed that the life expectancy of a man, aged 65, living in the UK in 1985 was 78.8 years of age. But in 2005, the life expectancy had jumped to 84.4 years of age.</p>

<p>What would happen if this trend continues?</p>

<p>A person aged 39 in 2008 may expect to live until he or she is almost 100. And that is if he or she just met the average!</p>

<p>This means making better choices in the now &#8211; based on long-term thinking &#8211; could help a person to live far and above the 100 mark.</p>

<p>If you would like to find out more about how ISA Trend Investing could help you to plan for a healthy and prosperous life to age 100 and beyond then please <a href="http://www.stephensutherland.com/index.php/contact/" title="contact">contact</a> a member of my team for a chat. As always you have my word that there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>

<p>
</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-07-31T08:31:16+00:00</dc:date>
	</item>
	
	<item>
		<title>PP5 Pensions &#45; Take the Risk Out of Your Financial Future and Make MILLIONS</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/pp5_pensions_-_take_the_risk_out_of_your_financial_future_and_make_millions/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/pp5_pensions_-_take_the_risk_out_of_your_financial_future_and_make_millions/</guid>
		<description><![CDATA[<p><strong>PP5 Pensions - How to Use Them to Make Millions from an Up and Coming Stock Market Boom</strong></p>

<p>Recently, by accident, I stumbled across another way to use <a href="http://www.stephensutherland.com/index.php/blog/entry/isa_trend_investing_can_help_you_retire_rich_-_part_1_of_3/" title="ISA Trend Investing ">ISA Trend Investing </a>and potentially make millions from an up and coming stock market boom. </p>

<p>For quite some time, my brother Paul and I have been using a &#8220;parallel&#8221; investing strategy with our ISAs. In other words, the investment funds that we buy with our Stocks and Shares ISA accounts, we also buy with our pensions.</p>

<p>This means that if we get a 23% return for the year on our ISAs, we also get a 23% return on our pensions.</p>

 <p><strong>PP5 Pensions</strong></p>

<p>For all the years that we&#8217;ve been using this strategy, we both thought we were using a SIPP (a Self Invested Personal Pension).</p>

<p>We thought this because we believed that a SIPP was the only way that a person could control their pension. However, we were both very wrong.</p>

<p>And so instead of SIPP pensions, we both have what&#8217;s known as PP5 pensions.</p>

<p>The PP simply stands for Personal Pension.</p>

<p>The PP5 unfortunately has less amount of choice (of funds) than a SIPP, but on the plus side, the costs are only a 0.75% annual management charge.</p>

<p>As there is less choice, sometimes we can&#8217;t get into exactly the same funds that we are in with our ISAs. But this has not proved to be a challenge because I can almost always find another fund that invests in a very similar portfolio of stocks to the one that our ISA funds own.</p>

<p>And so if you are ever thinking of wanting to control your pension, and take the risk out of your financial future, both a SIPP and a PP5 pension are worth asking your financial adviser about.</p>

<p><strong>FREE Sneak Preview</strong></p>

<p>As I&#8217;ve mentioned frequently on this site, and in my book <i>Liquid Millionaire</i>, the stock market looks to me like it&#8217;s in the early stages of a new bull market. And if this is true, there is a very real investment opportunity to make millions over the next 5-10 years. If you want to find out how to take advantage of this up and coming stock market boom, <a href="http://www.isaco.co.uk/content/liquid_ebook/?r=blog" title="click here ">click here </a>to read two chapters of my book for FREE. That&#8217;s right, there is no charge. And if the information grabs you, you&#8217;ll have two choices. You can either take a DIY approach or Get Help.</p>

<p>Both routes could lead you to financial freedom. But hurry, opportunities like this one don&#8217;t come around that often.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>



<p>&nbsp;</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-07-24T07:44:16+00:00</dc:date>
	</item>
	
	<item>
		<title>Invest with ISAs and Turn Your First Million into &#163;75 Million &#45; Part 2 of 2</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/inve/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/inve/</guid>
		<description><![CDATA[<p><strong>Investing with ISAs and How You Could Turn Your First Million into &#163;75 Million </strong></p>

<p>In <a href="http://www.stephensutherland.com/index.php/blog/entry/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_1_of_2/" title="Part 1">Part 1</a> of this series I shared with you a formula for becoming a tax-free millionaire through <a href="http://www.stephensutherland.com/index.php/blog/entry/isa_trend_investing_can_help_you_retire_rich_-_part_1_of_3/" title="ISA Trend Investing">ISA Trend Investing</a>. Today I want to show you how, if you acquire the skill of getting your money to grow at 20% &#8211; which of course is not going to be easy, but it is possible &#8211; your first million could end up turning into a &#163;75 million pound fortune &#8211; or even more.</p>

<p>How is this possible?</p>

<p>By making it a goal to become a centenarian (a person who is 100 or over), and using the 7% Withdrawal Formula with ISA Trend Investing, it could help to make you worth a staggering &#163;75 million.</p>

 <p><strong>How to Become Richer Each and Every Year</strong></p>

<p>You and your partner set a goal to make &#163;1 million pounds by the time you are 60, using ISAs. </p>

<p>After reaching your target, you then set up an automatic 7% withdrawal which in turn would help to fund your lifestyle. Now, if you master the skill of growing your money at 20% per year, your large chunk of capital, after your lifestyle costs have been taken out, will continue to grow at approximately 11.6% every year.</p>

<p>To put it another way, you become richer each year. Because you and your partner accumulated &#163;1 million pounds, you would then withdraw &#163;70,000 (7% of &#163;1 million) to pay for your lifestyle. Your million would drop to &#163;930,000 and then grow at a rate of 20%. At the end of the year, you would have &#163;1,116,000. This means that even though you have taken money out to pay for your lifestyle, your original &#163;1 million pounds has grown by 11.6%.</p>

<p>The following year&#8217;s 7% of cash flow would be &#163;78,120. This equates to an 11.6% increase from the previous year&#8217;s living expenses. As you can see, the great thing is that if you follow the 7% formula and manage to get your money to grow at 20% each year, your main lump sum gets bigger, making you richer each year and your lifestyle even better.</p>

<p>And if we stick with this example, you can clearly see what happens as you get older:</p>

<p>At age 70, you&#8217;d have &#163;195,000 cash flow to pay for your lifestyle and a tax-free fortune of &#163;2.79 million.</p>

<p>At age 80, you would have &#163;584,000 cash flow and a tax-free fortune of &#163;8.35 million.</p>

<p>At age 90, you&#8217;d have &#163;1.75 million cash flow and a tax-free fortune of &#163;25 million.</p>

<p>And if you managed to hit the magic 100 mark, you would have &#163;5.25 million cash flow and a tax-free fortune of &#163;75 million pounds.</p>

<p><strong>The Power of Compound Interest</strong></p>

<p>What you have just seen is the power of compound interest going to work on your behalf. It is mind boggling, isn&#8217;t it? The thing that most people say at this point is something along the lines of:- </p>

<p>&#8220;But even if I did make it to 100, I would be too old to enjoy it.&#8221;</p>

<p>And I reply&#8230;Nonsense.</p>

<p>You see, I have a strong belief that human beings, if we wanted to, could live far longer lives &#8211; if only we decided to learn how. I have a conviction that I will live until I am at least 100&#8230;and I&#8217;m not joking. I will share with you why I have this concrete belief in a future article. </p>

<p>Until then, if you have any questions about how it is possible to turn &#163;1 million into &#163;75 million with ISA Trend Investing please do not hesitate to <a href="http://www.stephensutherland.com/index.php/contact/" title="contact">contact</a> a member of my team for a chat. As always you have my word there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

<p><strong>Please Note: As always, let me remind you that I am not a financial adviser and therefore not authorised to give advice on what investments to buy or sell.</strong> </p>

<p>We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products.&nbsp; ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.</p>



<p>&nbsp;</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-07-17T08:59:22+00:00</dc:date>
	</item>
	
	<item>
		<title>Invest with ISAs and Turn Your First Million into &#163;75 Million &#45; Part 1 of 2</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_1_of_2/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/invest_with_isas_and_turn_your_first_million_into_75_million_-_part_1_of_2/</guid>
		<description><![CDATA[<p><strong>Investing with ISAs and How You Could Turn Your First Million into &#163;75 Million</strong></p>

<p>On this website I frequently talk about the index beating returns that are achievable with <a href="http://www.stephensutherland.com/index.php/blog/entry/isa_trend_investing_can_help_you_retire_rich_-_part_1_of_3/" title="ISA Trend Investing ">ISA Trend Investing </a>and how they could help you to become a millionaire from an upcoming stock market boom. Today, in Part 1 of a 2 part series, I want to show you how, if you acquire the skill of getting your money to grow at 20% &#8211; which of course is not going to be easy, but it is possible &#8211; your first million could end up turning into a &#163;75 million pound fortune &#8211; or even more.</p>

<p>How is this possible?</p>

<p>By making it a goal to become a centenarian (a person who is 100 or over), and using ISA Trend Investing, it could help to make you worth a staggering &#163;75 million.</p>

<p>If this sounds too good to be true, I&#8217;d like to share with you a story I read at the weekend, which really does prove that with the right mental attitude, anything is possible. </p>

<p>
</p> <p><strong>The UK&#8217;s Oldest Marathon Runner</strong></p>

<p>Last Sunday I read a feature in the <i>Observer Magazine </i>that rocked my beliefs about what is possible in terms of human fitness and endurance. It was an article about people who are aging well and one of the case studies featured was a gentleman of 98, named Fauja Singh. </p>

<p>Fauja completed his first marathon at the age of 89 and has since gone on to run another six, recently completing the Luxemburg Interfaith marathon and the Edinburgh marathon. </p>

<p>The journalist who interviewed him spoke of his &#8216;boyish charm&#8217; and &#8216;infectiously positive outlook and lust for life&#8217;, which she firmly believed held the key to his ongoing success.</p>

<p><strong>The Investment Marathon</strong></p>

<p>Fauja&#8217;s story made me think of the chapter in my book, <i>Liquid Millionaire</i>, where I talk about people&#8217;s attitudes to aging and how, if you make it your aim to become a centenarian, you can achieve untold wealth through long term ISA Trend Investing.</p>

<p>There is a definite parallel to be drawn between marathon running and ISA Trend Investing. I am always telling potential readers of my book, or clients who have the option of shadow investing me, that I can&#8217;t help them if they are looking to get rich quick. </p>

<p>Sensible investors are in it for the long haul, and aiming to live &#8211; and invest &#8211; until you are over 100 years old, is definitely a marathon rather than a short sprint.<br />
But the potential rewards for this long term approach are incredible.</p>

<p><strong>7% Withdrawal Formula</strong></p>

<p>Because the tax-free ISA wrapper stays with you for life, if you follow the 7% Withdrawal Formula with your ISA Trend Investing, your tax-free pot is going to grow into a huge sum.</p>

<p>When you arrive at your intended financial tax-free goal, you simply follow the steps below.</p>

<p><strong>Step 1</strong> - You withdraw just enough money to pay for your dream lifestyle.</p>

<p><strong>Step 2</strong> - You then continue to grow what is left in your tax-free pot for another year.</p>

<p><strong>Step 3</strong> - You simply repeat this process each year for the rest of your life.</p>

<p><br />
Can it be that simple?</p>

<p>Yes. </p>

<p><br />
<strong>Stick with the Formula</strong></p>

<p>When you get this 3 step process right, your lifestyle each year gets better and you get richer. But, if you mess with the formula, things can and will go horribly wrong. The lesson is, stick to the formula or you could live to regret it. </p>

<p>In Part 2 of this series I will explain the right way to do it by using the example of a couple whose goal is to make &#163;1 million using ISAs by the time they are 60. Through this example I will show you how the 7% Withdrawal Formula enables them to grow their tax-free pot to a whopping &#163;75 million by the time they reach 100, as well as giving them a larger cash flow to live off each and every year.</p>

<p>And before you shake your head and say, but what use is that kind of money when you&#8217;re that old, think of Fauja Singh and his lust for life and know that anything is possible.</p>

<p>If you have any questions about how it is possible to turn &#163;1 million into &#163;75 million with ISA Trend Investing please do not hesitate to <a href="http://www.stephensutherland.com/index.php/contact/" title="contact ">contact </a>a member of my team for a chat. As always you have my word there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i>
</p>]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-07-10T09:30:02+00:00</dc:date>
	</item>
	
	<item>
		<title>ISA Trend Investing Could Help You to Become a Liquid Millionaire</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/isa_trend_investing_could_help_you_to_become_a_liquid_millionaire/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/isa_trend_investing_could_help_you_to_become_a_liquid_millionaire/</guid>
		<description><![CDATA[<p><strong><i>Liquid Millionaire </i>Could Help You Become a Millionaire by Using ISAs</strong></p>

<p>When I talk about how to make millions from ISA Trend Investing I frequently use the term <i>liquid millionaire</i>. It is even the title of my <a href="http://www.amazon.co.uk/Liquid-Millionaire-Millions-Coming-Market/dp/1438903294/ref=sr_1_1?ie=UTF8&amp;s=books&amp;qid=1245749458&amp;sr=1-1" title="new book">new book</a>.</p>

<p>However, whenever I give a press or media interview, one question they always ask is: </p>

<p>What is a Liquid Millionaire? </p>

<p>Perhaps this is a question that you too would like answered.</p>

<p>So, in this article, I am going to explain to you exactly how a liquid millionaire differs from an ordinary millionaire, so that you can see for yourself the kind of wealth that can be achieved by using stocks and shares ISAs through ISA Trend Investing.</p>

 <p><strong>What is a Millionaire?</strong></p>

<p>Before I tell you what a liquid millionaire is, let me share with you the standard definition of a millionaire.</p>

<p>In the Oxford Dictionary of English, the definition of a millionaire is, <i>&#8220;a person whose assets are worth a million pounds or dollars or more&#8221;.</i></p>

<p><br />
<strong>The Difference between a Millionaire and a Liquid Millionaire</strong></p>

<p>However, a liquid millionaire is a person who has fast access to a million pounds or dollars in cash. In other words, the clue is in the title.</p>

<p>To make this nice and simple, a standard millionaire has a million in assets and a liquid millionaire has a million in cash.</p>

<p>What would your life look like if you had fast access to a million in cash?</p>

<p>I passionately believe that trend investing using stocks and shares ISAs can help you to achieve this level of wealth. </p>

<p>If you would like to learn more about how this could be possible why not <a href="http://www.isaco.co.uk/content/liquid_ebook/?r=blog" title="click here ">click here </a>for a FREE sneak preview of my book <i>Liquid Millionaire</i>. </p>

<p>I hope you find it an inspiring read.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

]]></description>
		<dc:subject></dc:subject>
		<dc:date>2009-06-25T07:50:03+00:00</dc:date>
	</item>
	
	<item>
		<title>Make Millions from ISA Trend Investing and How to Get Help &#45; Part 3 of 3</title>
		<link>http://www.stephensutherland.com/index.php/articles/article/make_millions_from_isa_trend_investing_and_how_to_get_help_-_part_3_of_3/</link>
		<guid>http://www.stephensutherland.com/index.php/articles/article/make_millions_from_isa_trend_investing_and_how_to_get_help_-_part_3_of_3/</guid>
		<description><![CDATA[<p><strong>Make Millions from ISA Trend Investing and How to Get Help</strong></p>

<p>In my new book <i>Liquid Millionaire</i> I talk in detail about how it is possible to make millions from an up and coming stock market boom with <a href="http://www.stephensutherland.com/index.php/blog/entry/isa_investors_could_now_become_isa_millionaires_in_just_10_years/" title="ISA Trend Investing.">ISA Trend Investing.</a></p>

<p>In <a href="http://www.stephensutherland.com/index.php/blog/entry/how_to_get_help_and_make_millions_from_isa_trend_investing_part_1_of_3/" title="Part 1">Part 1</a> of this three part series I outlined why you might consider &#8216;getting help&#8217; in order to achieve financial freedom in this way. And in <a href="http://www.stephensutherland.com/index.php/blog/entry/make_millions_from_isa_trend_investing_and_how_to_get_help_part_2_of_3/" title="Part 2">Part 2</a> I talked about the Tax-Free Millionaire package that I offer to people who want to shadow invest me.</p>

<p>Today I am going to tell you all about <strong>HIRE CAR&#8482;, </strong>the fund screening tool that helps my clients and me to achieve powerful, index beating returns.&nbsp; </p>

 <p><strong>HIRE CAR; A Fast, Easy Way to Locate the Very Best Investment Funds</strong></p>

<p>If you decided that the Tax-Free Millionaire shadow investing package was for you, your education would start by learning about my secret formula; HIRE CAR&#8482;. </p>

<p>HIRE CAR&#8482; is a fund screening tool that helps you to quickly find outstanding rare funds, capable of powerful future returns.</p>

<p>And how it works is really simple. Let me explain. When the market is healthy, HIRE CAR&#8482; helps you to quickly locate and profit from where the big money is being invested. </p>

<p>To explain what I mean, when the market is healthy, you ALWAYS want to be invested in funds that are classed as the best. This means you have a high probability of outperforming the Nasdaq, helping you to score superior investment returns over the long-term.</p>

<p>You see, when you use HIRE CAR&#8482; to find the best investment opportunities, you are invested in funds that own the market&#8217;s leading stocks.</p>

<p>These leading stocks are companies that blaze the trail northwards; ones that make the biggest price moves. And because your chosen fund or funds own these leading stocks, as these leaders surge forward, the fund or funds you own will also surge forward&#8211;and so will your ISA and SIPP accounts.</p>

<p>To clarify, if HIRE CAR&#8482; discovers that the big money is flowing into the USA, HIRE CAR&#8482; will pick that up on its radar and then proceed to find the best of the best of the funds invested in the USA. </p>

<p>Or if the flow of money is going into one of the developing nations such as China, India or South America, HIRE CAR&#8482; will spot that too and once again home in on the very best funds, ones with the highest probability of performing well once you&#8217;ve bought them.</p>

<p>And the great thing about this is that you will be participating indirectly in the growth of the countries or continents where the serious money is flowing into&#8211;but have complete peace of mind knowing that your cash is held by a UK regulated company and can be accessed whenever you wish</p>

<p><strong>The Golden Rules of HIRE CAR&#8482;</strong></p>

<p>Also, with the Tax-Free Millionaire package, you discover the golden rules of HIRE CAR&#8482; that when followed, maximize your probability of success. </p>

<p>Three clients who have done exactly that are John Clark from Southampton, John Forrest from Newport and Sam from Ballymoney. Here is what they have to say:</p>

<p><strong>&#8220;49% Tax-free Gain in Less than 6 Months&#8221;</strong></p>

<p><i>&#8220;22 weeks ago I invested following Stephen&#8217;s lead and so far that investment is up 49%. I also placed a second purchase, again following Stephen&#8217;s lead, 18 weeks ago and this one has gained 13.75%. That means over a 22 week period, I&#8217;ve seen a tax-free gain of 31.54% on my original capital. That&#8217;s quite astounding considering that the stock market over that same period has hardly budged.&#8221; </i>&#8211; <strong>John Clark, Southampton , UK</strong></p>

<p><strong>&#8220;It Works!&#8221;</strong></p>

<p><i>&#8220;I fully believe this system of investing works.&#8221;</i> &#8211; <strong>John Forrest, Newport , UK</strong> </p>

<p><strong>&#8220;Phenomenal&#8221;</strong></p>

<p><i>&#8220;Since we have gotten into the same funds as Stephen my ISA is up 16%. My wife&#8217;s ISA is up 14.75% over the same period. This is a phenomenal achievement considering the state of the global financial system currently.&#8221; </i>&#8211; <strong>Sam , Ballymoney</strong> </p>

<p>If you would like to learn more about HIRE CAR&#8482; and the Tax-Free Millionaire Shadow Investing package and how they could help you to make millions from an up and coming stock market boom, please <a href="http://www.stephensutherland.com/index.php/contact/" title="contact">contact</a> a member of my team for a chat. You have my word there will be no sales, no jargon, just the facts.</p>

<p>Your friend,<br />
<img src="http://www.stephensutherland.com/images/uploads/ss_signature.gif" alt="Stephen Sutherland signature" width="165" height="68" /><br />
Stephen Sutherland<br />
The UK&#8217;s Leading Authority in <a href="http://www.isaco.co.uk/content/home" title="ISA">ISA</a> Trend Investing and Author of <i><a href="http://www.isaco.co.uk/content/liquid_millionaire_book" title="Liquid Millionaire">Liquid Millionaire</a></i></p>

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		<dc:subject></dc:subject>
		<dc:date>2009-06-19T07:38:38+00:00</dc:date>
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