Investing in ISA’s - How Bob Liddell made £185,938 – Part 2

By Stephen Sutherland, author of Liquid Millionaire.
Posted in the Category of ISAS, SIPPS, Investing, Investment Fund, Wealth Building, Financial Advice on 23rd May, 2011.
Tags: investing in isas, isaco, premium client, shadow investing, tax-free gain.

Investing in ISA’s - How Bob Liddell made £185,938

Hello,

Yesterday I shared with you the first half of an interview conducted with ISACO premium client Bob Liddell, who shared his secrets of how he made £185,938 in only 19 months using ISAs and Shadow Investing.

Here is the second half of the interview, I hope you enjoy it.

If you missed the first half of the interview, click here.

Interview continued

Did you have prior experience of stock market investing?

Not much.

What was it that made you choose ISACO instead of maybe a bank manager, a financial adviser or maybe a stock broker?

I never felt comfortable with banks because they do not specialise and have too many fingers in too many pies. Generally I do not like IFA’s because they are too polished and all I can see is the commission signs in their eyes. Stock brokers have watched Wall Street too many times.

What past experiences have you had with people helping you to grow your ISAs?

I’ve had no experiences with others trying to help me grow ISAs due to my lack of trust with advisers and banks. My belief used to be that the return on ISA investing was poor.

Are there any other benefits of Shadow Investing?

I have full control of my account (instead of some bank or IFA controlling it) and I pay a one off fee which means no big commissions/administration charges are creamed off allowing the compounding effect to be maximised. All the gains I make are tax-free and it’s extremely time friendly. I also receive continuous education in how the stock market works from the mouth of a successful stock market investor.

How good is Stephen (ISACO’s chief investment strategist) at reading the market and choosing the right investment funds?

I can only say by my results, he obviously knows what he is doing. Since coming on board I have been in a few retracement periods (bull market corrections) and Stephen advised me to stay invested when I thought about cash parking. He has been correct every time so far but I realise that he sometimes gets it wrong. I am committed to following him.

Do you continue to invest additional funds each year – and why?

Yes because it is a long-term game and the power of compounding my investment is amazing.

What did you think about the Shadow Investing Instruction Manual that you were sent just after you came on board?

I found it excellent because for me it gave me an insight into how the markets and funds worked, areas where I had very little prior knowledge.

How has the extra capital gained with ISACO made you feel?

To be honest I do not look at it like money in my pocket at the moment. I see the increase in my funds as money which is not really mine at the moment and just acts as a buffer between my original investment and is basically money I can ‘play’ with. This is probably why I do not get too concerned when the markets step back to then go forward again.

Would you recommend Stephen and ISACO to others and if yes why?

Without a doubt, my fund growth is the answer.

What type of investor would suit being an ISACO Premium Client?

Shadow Investing is ideal for adventurous ISA or pension investors looking for long-term capital growth and are fortunate to be at a stage in their life where they have a have a fair bit of capital built up. It would benefit those looking for a company to do all the hard work for them such as when to buy, what to buy and when to sell. This is especially useful if you’re a time starved investor who wants the edge needed to win in the financial markets. Affordability wise, it would appeal to people who could quickly get their hands on at least £20,000 in liquid.

Are there any final comments you would like to add?

Unfortunately people are scared to make money and to take what they perceive to be a risk. My thinking is why get 3% on my ISA’s when I can get 20%, 30%, or even 50%. I ask the question are the other ISA companies putting the 17%, 27%, or 47% difference in their pocket?

If you are looking for experts in fund investing using ISAs and pensions, ISACO might be able to help. If you are looking for a company with a deep understanding of the stock market, market cycles, the best time to buy and the best time to be in safer investments, ISACO may hit the mark. If you are looking for a partner who is interested in you first and profits second, it might be time to get in touch with them. By ruling ISACO in or out, you have the possibility of a lot to gain and nothing to lose. I say go for it.

Interview End

I hope you enjoyed Bob’s interview, next week I am going to discuss the top ten tips of successful ISA investing. Please don’t forget that I am posting my thoughts on the markets current activity on Tuesday’s through to Saturday‘s, you might find the information useful.

Until the next time my friend.

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